Payment methods

Payment terms can be customized

The general rules are:

  • If the product is in stock, customer pays100% of its price.
  • If the product is custom-built: the prepayment is 50% of its price (costs of materials, tools, time allocation), and the remaining 50% of the price is paid before the product delivery.
  • After the product is ready, we notify you, send a photo of the finished product and issue an invoice for the remaining sum of money.
  • The order is handed over to the transport company after 100% payment.


You can choose one of the following ways to pay for your order:


  • Payment is made through the payment system of Public Joint Stock Company “Sberbank”. Your data is protected by encryption systems.

  • Your billing information comes to us in an encrypted form and is protected by the Federal Law “On personal data”.

  • Payments for goods / services by payment cards are carried out via the Internet using 3D Secure technologies. 3D Secure is used as an extra level of security for online credit and debit cards. 3D Secure adds another authentication step for online payments, allowing merchants and banks to make sure that it is the card holder that makes the payment in order have protections against fraudulent transactions. While using the payment card, the card holder receives an additional confirmation request to the previously required information during the online payment process. The holder is required to enter a confirmation code provided by the bank for each transaction. This code is typically sent in an SMS message to a cell phone number linked to the card. This site supports 128-bit encryption. Confidentiality of the reported personal information is provided by PJSC “Sberbank”. The information entered will not be provided to third parties, except as provided by the legislation of the Russian Federation.

Now you can buy goods on Arbuzov studio by installments and without overpayment! Get the Halvah card from PJSC “Sovkombank” and make beneficial purchases in our online store!

How does it work?

  • In order to use the installment plan for any product and not to overpay, you need to apply for the Halva installment card at PJSC Sovcombank. It’s easy to do: just leave a request and you will be contacted very soon!
  • Have you got the card? It’s fine! Choose any product and pay it online on our site as if you have a regular card.


  • 6-month commitment period;
  • zero interest grace period;
  • maximum limit amount of 350,000 rubles;
  • for detailed information: or by phone 8-800-100-777-2

The way of payments for legal entities

  • To receive an invoice, specify the payment information when placing the order or send this information to the consultant, specifying the order number.
  • Specify in the comments to the order whether the invoice should indicate VAT separately from the stated value of the goods. The total sum of the order will remain unchanged.
  • You will receive the invoice by e-mail specified when placing the order within 2 hours after confirmation of the order by the consultant.
  • The original invoice will be mailed to you.